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?? ??? ?????? ????????? ??????? ????? ? ?? ????? ?????? ?? ??????? ??? ?? ???? ??? ?? ??? ???.??? ??? ? ?? ??? ?? ??? ??? ????? ? ??? ??? ??? ???? ?? ???? ?????. ????? ?????? ?? ??? ?? ? ???? ????? ??? ??? ?? ????? ???? ?????.??? ??? ???? ??????? ?? ???? ?????? ??? ????? ???????? ??????? ?? ????? ???????. ??? ???? ????? ????????? ??????? ?????? ???

?????:??????? ?????? ??????? ???????? ??????? ?? ??????|?????|????} ????? ???????? ????? ??? ???? ????? ???? ??????? ????? ?? ???????? ????? ???????. ???? ??? ???????? ??? ??? ???? ??????? ??? ???? ??? ???? ? ????? ????? ?????.???????????? ???????:1. ?????? ?????? ??????:????? ?????? ??????: ????? ???? ????? ??????? ??? ???????? ???? ??????? ???? ?

?????? ?????????: ??? ???? ????? ??????? ??????? ??? ??????? ??????????? ??????? ???????? ????? ?????? ????? ?????? ???? ??????? ???????????? ?????? ????? ???? ??????? ???????? ????? ?????? ????? ?????? ??????? ????? ??? ?????? ?? ??? ???????? ????????? (????? ????????? ??????????? ????? ????????? ???????? ???????????? ????? ??????? ??????? ???????

Underwriting is the process a lender makes use of to evaluate the creditworthiness and risk of a possible borrower. This process includes analyzing the borrower’s credit history record, earnings, belongings, along with other components to find out the chance in the mortgage being repaid.???? ?????: ??? ???? ????? ???? ?? ????? ?????? ????? ??????